Banking built for business growth
Flexible, secure, and scalable banking solutions for UK businesses of all sizes
Business Account Types
Startup Account
For new businesses
• Free account setup
• Simple onboarding
• Expense tracking
SME Account
• Multi-user access
• Bulk payments
• Integration with accounting tools
Enterprise Solutions
• Dedicated account manager
• Custom financial solutions
• Advanced reporting
Key Business Features
Multi-User Access
Role-based permissions
Financial Insights
Cash flow analytics
Invoicing Tools
Create and send invoices
Integrations
Xero, QuickBooks, Sage
International Payments
Multi-currency support
Bulk Payments
Pay employees/suppliers instantly
Business Tools
Streamline operations and stay compliant with built-in tools:
• Payroll support
• Tax calculation tools
• Expense management system
Industry Use Cases
Freelancers
Smart invoicing, instant payouts, and expense tracking for solo operators.
Retail businesses
POS integrations, inventory-friendly payouts, and supplier bulk payments.
Tech startups
Scale-ready accounts, investor reporting, and global payments.
Pricing & Fees
Transparent, simple, and built for scale — no hidden fees.
Startup
Monthly fee: £0
UK transactions: Free
International fees: From 0.5%
SME
Monthly fee: £9
UK transactions: Free up to 500/mo
International fees: From 0.45%
Enterprise
Monthly fee: Custom
Transaction costs: Volume-based
International fees: From 0.35%
* See Legal & Compliance for full fee schedule and terms.
Security & Compliance
Business-grade protection you can trust:
• Real-time fraud detection
• Two-factor authentication (2FA)
• End-to-end data encryption
UK regulations: FCA-style compliance messaging and GDPR readiness. Eligible deposits protected up to £85,000 under FSCS (where applicable).
Read more in Legal & Compliance.
Businesses growing with SkyInk
“Switching to SkyInk cut our payout processing times by 70%.”
Bloom Retail · 25 employees
“Reconciliations that took hours now take minutes.”
LedgerFlow · SaaS startup
“Their bulk payments help us pay 200+ contractors on time.”
NorthSea Logistics · Operations
Frequently Asked Questions
How long does onboarding take?
Most businesses are set up within 24–48 hours after document verification.
Can I switch from another bank?
Yes. We’ll help migrate payments, beneficiaries, and direct debits.
Do you support international payments?
Yes. Send and receive in multiple currencies with competitive FX rates.
What documents are required?
Typically: proof of ID, proof of address, company registration, and ownership details. Additional documents may be requested for compliance.
Take your business further
Open an account or talk to our sales team today.
By proceeding, you agree to our onboarding checks under UK AML/KYC regulations and our terms.
